Terms and Conditions

Last updated: October 14, 2025

Please read these terms and conditions carefully before using Our Service.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of these Terms and Conditions:

  • Affiliate means an entity that controls, is controlled by or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.

  • Country refers to: Cayman Islands

  • Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to Polkadot Capital Group, Camana Bay, Cayman Islands.

  • Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.

  • Service refers to the Website and any related educational content, data, or services provided by Polkadot Capital Group.

  • Terms and Conditions (also referred as “Terms”) mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.

  • Third-party Social Media Service means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Service.

  • Website refers to Polkadot Capital Group, accessible from https://polkadotcapitalgroup.com

  • You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Acknowledgment

These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service.

By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions then You may not access the Service.

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.

Scope of the Service and License

Subject to these Terms, We grant You a limited, nonexclusive, nontransferable, nonsublicensable license to access and use the Service for Your personal or internal business purposes. We may modify, suspend, or discontinue all or any part of the Service at any time, with or without notice. We may impose limits on certain features or restrict access to parts or all of the Service without liability. For the avoidance of doubt, nothing in the Service obligates Us to take any action that We believe would violate applicable law or present unacceptable risk to the Company.

Relationship of the Parties

Nothing in these Terms or in Your use of the Service creates any partnership, joint venture, fiduciary, agency, or employment relationship between You and the Company. The parties are independent contractors. The Company does not owe You (or any client of Yours) fiduciary duties.

Investment and Financial Disclaimer

Important Notice: The information provided on this Website is for educational and informational purposes only. It is not intended as investment advice, financial advice, or any other type of advice.

  • No Investment Recommendations: We do not provide investment recommendations or advice regarding the purchase or sale of any securities, digital assets, or other financial instruments.
  • Risk Disclosure: All investments carry risk, including the potential loss of principal. Digital assets and blockchain investments are particularly volatile and may result in significant losses.
  • Past Performance: Past performance does not guarantee future results. Any historical data or performance information should not be considered indicative of future performance.
  • Regulatory Compliance: The information provided may not be suitable for all investors and does not take into account individual investment objectives, financial situations, or needs.
  • Professional Advice: We strongly recommend consulting with qualified financial advisors, legal counsel, and tax professionals before making any investment decisions.

No Registration Status

The Company is not an investment adviser, brokerdealer, commodity trading adviser, commodity pool operator, futures commission merchant, introducing broker, swap dealer, major swap participant, retail foreign exchange dealer, insurance provider, or legal or tax advisor, and holds no U.S. federal or state registrations or selfregulatory memberships required to provide such services. The Service and any communications or materials made available through it are of a general and impersonal nature and are provided for educational and informational purposes only. They are not tailored to the objectives or needs of any specific individual and should not be relied upon as the basis for any investment, legal, accounting, tax, commodities, futures, or swaps decision. In addition, the Company does not: (i) make recommendations for particular securities, commodities interests, futures, swaps, or accounts; (ii) have discretionary authority over User assets; (iii) solicit, accept, or route orders; (iv) solicit or effect securities, commodities, futures, or swaps transactions; and (v) clear, carry, accept, or hold customer funds, securities, commodities, margin, or other assets. The Company also does not receive transactionbased compensation, commissions, sales credits, success fees, referral fees tied to transactions, or other remuneration that would require registration as a brokerdealer, investment adviser, or CFTCregistered firm. Any regulated services, if offered, are provided solely by independent third parties (for example, registered investment advisers, brokerdealers, futures commission merchants, introducing brokers, commodity trading advisers, commodity pool operators, swap dealers, or other duly registered or exempt persons) under separate agreements directly between such third parties and You or Your clients. The Company is not a party to, and has no rights or obligations under, any such agreement.

Our Service may contain links to third-party websites or services that are not owned or controlled by the Company.

The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such websites or services.

We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit.

ThirdParty Services; No Endorsement

The Service or Website may provide hyperlinks or other connections to thirdparty services (including, without limitation, custodians, wallet providers, payment processors, identityverification providers, accountants, or brokerdealers). Hyperlinks or connections to any thirdparty service are provided for convenience only. Your use of any thirdparty service is governed by that third party’s terms and privacy policies and is at Your sole risk. The Company does not endorse, supervise, or control, and is not responsible or liable for, any third party’s conduct, performance, or advice. Your dealings with any third‑party service provider are solely between You and that provider. The Company does not evaluate, monitor, warrant, or guarantee any third party’s services, information, pricing, performance, or compliance with law, and is not responsible for any loss or damage arising from Your use of, or reliance on, any such third party. You are responsible for performing appropriate due diligence and for reviewing the applicable terms, fees, and privacy policies of any third‑party service provider.

“Partner” References

From time to time the Service or our Website may refer to certain thirdparty companies as “partners.” This usage is for convenience only and refers to independent thirdparty companies that may work with the Company or its affiliates. It does not indicate or create a legal partnership, joint venture, agency, franchise, fiduciary, or employment relationship between the Company and any such third party, and neither party has authority to bind the other unless expressly agreed in a separate written contract. Any use of another company’s name or logo on the Service is for identification only and does not imply endorsement, sponsorship, or affiliation. The Company does not receive compensation from any of the partners identified on its Website.

ThirdParty Funding and Developer Support

Any grants, credits, prizes, accelerator placements, developer tooling, mentorship, or other funding or support resources referenced by the Service or Website are offered and administered solely by independent third parties. The Company does not originate, underwrite, arrange, broker, syndicate, negotiate, or make credit or funding decisions, and the Company does not offer or arrange financing. All applications, eligibility determinations, due diligence, terms (including rates, fees, covenants, deliverables, or reporting), approvals, and disbursements are set exclusively by the applicable third party and governed by that party’s agreements and policies. The Company is not a party to, and has no rights or obligations under, any such arrangements.

The Company does not receive compensation, commissions, referral fees, success fees, revenue shares, or any other remuneration related to any independent funding or developersupport resources extended by third parties to You or to any developer. Any fees the Company may charge for access to or use of the Service are separate and are not contingent upon, tied to, or calculated from any funding or support outcome.

The Company does not provide advice regarding the terms or suitability of any thirdparty funding or support resource and makes no representation, warranty, or guarantee as to availability, timing, amount, terms, or outcomes. You are solely responsible for conducting due diligence and for consulting Your own financial, legal, and tax advisors before participating in any thirdparty program.

Project Examples and Case Studies

Project descriptions, case studies, testimonials, and similar examples made available through the Service (including on the Website) are provided solely for informational and educational purposes. They are illustrative only and do not constitute promises, predictions, or guarantees of results or future project success. Actual outcomes will vary based on numerous factors, many of which are beyond the Company’s control. Any figures, timelines, budgets, performance information, or projections are illustrative, may be based on limited, anonymized, or aggregated data, and may not be current.

Promotional or Superlative Statements

From time to time, the Service and Website may include general, aspirational, or promotional statements about the Company, the Service, or the industry (for example, “leading,” “best‑in‑class,” “world‑class,” “state‑of‑the‑art,” “unique” or similar superlatives). Such statements are commonly known as “puffery.” Puffery reflects opinion, corporate optimism, or subjective impressions and is not intended, and should not be interpreted, as an objective, verifiable fact, promise, guarantee, warranty, or prediction of results. Except where We expressly identify a statement as factual and provide supporting context or sources, You should treat such statements as opinion only and not as a basis for decision‑making.

Puffery and other opinion statements may change over time. We do not undertake any obligation to update such statements, except as required by law. Nothing in this section limits any rights You may have under applicable consumer‑protection laws.

User Accounts; Information Accuracy; Sharing

You are responsible for maintaining the confidentiality of any credentials and for all activities that occur under Your account. You agree to notify Us immediately of any unauthorized access or use of the Service.

You represent and warrant that all information You provide to the Company is true, accurate, current and complete, and You agree to promptly update such information as necessary. You authorize the Company to share information You provide with thirdparty service providers as reasonably necessary to operate the Service, including for identity verification, antimoney laundering and sanctions screening, account setup, transaction processing, fraud prevention, or customer support, in each case in accordance with applicable law and Our Privacy Policy.

Prohibited Uses

You agree that You will not, and will not permit any third party to: (i) use the Service for any unlawful purpose or in violation of any applicable law; (ii) upload, transmit, or distribute viruses, worms, malware, or other harmful code; (iii) attempt to gain unauthorized access to the Service or related systems; (iv) reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of any software forming part of the Service, except to the extent such restriction is prohibited by applicable law; (v) scrape, harvest, or extract data from the Service by automated or manual means without Our prior written consent; (vi) interfere with, disrupt, or impose an unreasonable load on the Service; or (vii) use the Service to compete, directly or indirectly, with the Company.

Intellectual Property; Limited License

The Service and all content included therein, including but not limited to software, text, graphics, logos, images, audio, video, and other materials, together with all modifications, enhancements, and derivative works thereof and all intellectual property rights therein (collectively, “Company Materials”), are and shall remain the exclusive property of the Company and its licensors. Subject to these Terms, the Company grants You a limited, nonexclusive, nontransferable, nonsublicensable license to access and use the Company Materials solely in connection with Your permitted use of the Service. You may not copy, modify, reproduce, distribute, sell, lease, publicly display, publicly perform, or create derivative works of any Company Materials, nor remove or alter any proprietary notices, except as expressly permitted in these Terms.

User Content; Rights in Data; Aggregated Data

If You submit, upload, or otherwise make available data, content, or materials to the Service (“User Content”), You represent and warrant that You have all rights necessary to do so, and You grant the Company a worldwide, royaltyfree, transferable, sublicensable license to use, host, store, reproduce, modify, create derivative works from, display, and disclose such User Content as necessary to operate, provide, maintain, and improve the Service and as otherwise described in Our Privacy Policy. The Company may generate or derive data from User Content that is aggregated and/or deidentified so that it does not identify You. The Company may use and disclose aggregated data for any lawful purpose.

Feedback

If You choose to provide ideas, suggestions, or other feedback about the Service, You agree that the Company may use and exploit such feedback without restriction or any obligation to You.

Termination

We may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions.

Upon termination, Your right to use the Service will cease immediately.

Limitation of Liability

Notwithstanding any damages that You might incur, the entire liability of the Company and any of its suppliers under any provision of this Terms and Your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by You through the Service or 100 USD if You haven’t purchased anything through the Service.

To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of this Terms), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.

Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these states, each party’s liability will be limited to the greatest extent permitted by law.

”AS IS” and “AS AVAILABLE” Disclaimer

The Service is provided to You “AS IS” and “AS AVAILABLE” and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.

Without limiting the foregoing, neither the Company nor any of the company’s provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.

Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.

Service Availability; ThirdParty Systems

The operation of the Service may be dependent on or impacted by thirdparty networks, software, and systems, including hosting providers and internet service providers. The Company is not responsible for delays, outages, interruptions, data loss, or other issues resulting from such thirdparty systems.

Indemnification

To the maximum extent permitted by applicable law, You agree to indemnify, defend, and hold harmless the Company and its Affiliates, and their respective officers, directors, employees, agents, and service providers, from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to: (i) Your use of or access to the Service; (ii) Your breach of these Terms; (iii) Your violation of any law or the rights of any third party; or (iv) User Content.

Force Majeure

The Company shall not be liable for any delay or failure to perform resulting from causes beyond its reasonable control, including acts of God, natural disasters, war, terrorism, civil unrest, labor disputes, governmental action, power or internet outages, failures of thirdparty systems, or other events of a similar nature.

Disputes Resolution

If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company.

Arbitration and Class Action Waiver

To the maximum extent permitted by applicable law, any dispute, controversy, or claim arising out of or relating to these Terms or the Service that cannot be resolved informally shall be finally settled by binding arbitration. The seat and place of arbitration shall be the Cayman Islands. The arbitration shall be conducted in English before a single arbitrator. Proceedings shall be conducted only on an individual basis and not in a class, collective, consolidated, or representative action. Nothing in this section prevents either party from seeking interim or injunctive relief from a court of competent jurisdiction to protect its rights pending arbitration.

Governing Law

The laws of the Country, excluding its conflicts of law rules, shall govern this Terms and Your use of the Service. Your use of the Application may also be subject to other local, state, national, or international laws. Subject to the Arbitration and Class Action Waiver above, you agree to submit to the exclusive jurisdiction of the courts of the Cayman Islands for any court proceeding permitted under these Terms and waive any objection to venue or inconvenient forum.

For European Union (EU) Users

If You are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which you are resident in.

You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a “terrorist supporting” country, and (ii) You are not listed on any United States government list of prohibited or restricted parties. In addition to the representations above, You represent and warrant that Your access to and use of the Service complies with all applicable antimoney laundering, counterterrorist financing, anticorruption, and economic sanctions laws. We may request information and documentation to verify Your identity and, where applicable, the source of funds. If We are unable to verify Your identity or if We reasonably believe that continuing to provide the Service would violate applicable law, We may suspend or terminate Your access to the Service without prior notice. You agree that We shall not be liable for any losses arising from such suspension or termination.

Severability and Waiver

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

Waiver

Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not effect a party’s ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute a waiver of any subsequent breach.

Electronic Communications and Notices

By using the Service, You consent to receive all notices, disclosures, and other communications from Us electronically, including by email, by posting within the Service, or by posting on Our Website. You agree that all electronic communications satisfy any legal requirements that such communications be in writing. You are responsible for maintaining a valid email address and for regularly reviewing communications We send. We may, in Our discretion, also send certain communications in paper form.

Electronic Signatures

Your action in electronically indicating Your agreement constitutes Your electronic signature to these Terms and has the same legal effect as a handwritten signature.

Assignment

You may not assign, transfer, or delegate these Terms or any rights or obligations hereunder without Our prior written consent, and any attempted assignment in violation of the foregoing will be null and void. We may assign or transfer these Terms, in whole or in part, without Your consent, including in connection with a merger, acquisition, corporate reorganization, or sale of assets.

Translation Interpretation

These Terms and Conditions may have been translated if We have made them available to You on our Service. You agree that the original English text shall prevail in the case of a dispute.

Changes to These Terms and Conditions

We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material We will make reasonable efforts to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion.

By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the Website and the Service.

In addition to the above, We may implement changes to the Service or these Terms with immediate effect where We determine that such changes are necessary to comply with applicable law or requests from governmental or regulatory authorities.

Survival

Upon termination of the Service or these Terms, any provisions that by their nature should survive (including, without limitation, ownership provisions, warranty disclaimers, limitations of liability, indemnity obligations, dispute resolution provisions, and this Survival section) shall continue in full force and effect.

Contact Us

If you have any questions about these Terms and Conditions, You can contact us: